/* ==========================================================
   金管家金融机构官网 - 深色高端风样式
   ========================================================== */

/* ========== 全局变量与重置 ========== */
:root{
  --bg:#faf7f2;
  --bg-2:#fffdf9;
  --card:#ffffff;
  --card-2:#fbf8f3;
  --gold:#b8912a;
  --gold-light:#96731d;
  --gold-grad:linear-gradient(135deg,#d4af37 0%,#b8912a 100%);
  --text:#3d3229;
  --muted:#97907f;
  --border:rgba(184,145,42,.28);
  --border-soft:#eee7da;
  --shadow:0 20px 60px rgba(120,95,40,.45);
  --radius:16px;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  background:var(--bg);
  color:var(--text);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif;
  line-height:1.7;
  overflow-x:hidden;
  -webkit-tap-highlight-color:transparent;
}
img{max-width:100%;display:block;}
a{text-decoration:none;color:inherit;}
ul{list-style:none;}
button{font-family:inherit;}
.container{width:min(1180px,92%);margin:0 auto;}
::selection{background:rgba(184,145,42,.35);}
section[id]{scroll-margin-top:80px;}

/* ========== 通用组件 ========== */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 34px;border-radius:999px;font-size:16px;font-weight:600;
  cursor:pointer;border:none;transition:.3s;white-space:nowrap;
}
.btn-gold{
  background:var(--gold-grad);color:#fff;
  box-shadow:0 4px 20px rgba(184,145,42,.3);
  border-radius:14px;
  transition:all .3s cubic-bezier(.4,0,.2,1);
}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 8px 32px rgba(184,145,42,.45);}
.btn-ghost{
  background:rgba(184,145,42,.06);color:var(--text);
  border:1px solid var(--border);
  border-radius:14px;
  transition:all .3s cubic-bezier(.4,0,.2,1);
}
.btn-ghost:hover{background:rgba(184,145,42,.08);border-color:var(--border);transform:translateY(-1px);}

/* ========== 头部导航 ========== */
header{
  position:fixed;top:0;left:0;right:0;z-index:90;
  background:rgba(250,247,242,.9);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid var(--border-soft);
  height:72px;transition:all .3s;
}
header.scrolled{background:rgba(255,253,249,.96);box-shadow:0 4px 30px rgba(120,95,40,.15);}
.nav-inner{
  height:100%;display:flex;align-items:center;gap:40px;
  max-width:1180px;margin:0 auto;padding:0 5%;
}
.logo{display:flex;align-items:center;gap:11px;font-size:20px;font-weight:700;letter-spacing:1px;flex-shrink:0;}
.logo-icon{
  width:42px;height:42px;border-radius:12px;
  background:linear-gradient(135deg,#1c1608,#0a0803);
  display:flex;align-items:center;justify-content:center;
  box-shadow:inset 0 0 0 1.5px rgba(226,188,98,.85),0 4px 16px rgba(184,145,42,.4);
  padding:2px;
}
.logo-icon img{width:100%;height:100%;object-fit:contain;border-radius:inherit;display:block;}
.logo>span:last-child{display:flex;flex-direction:column;line-height:1.25;}
.logo em{font-style:normal;font-size:9px;font-weight:400;color:var(--muted);letter-spacing:1.5px;margin-top:2px;}
.main-nav{display:flex;align-items:center;gap:6px;margin-left:20px;flex:1;}
.main-nav a{
  padding:8px 16px;font-size:14px;color:var(--muted);
  border-radius:8px;transition:.25s;position:relative;font-weight:500;
}
.main-nav a::after{content:'';position:absolute;bottom:2px;left:50%;transform:translateX(-50%);width:0;height:2px;background:var(--gold-grad);border-radius:2px;transition:.3s;}
.main-nav a:hover,.main-nav a.active{color:var(--text);}
.main-nav a:hover::after,.main-nav a.active::after{width:20px;}
.nav-cta{display:flex;align-items:center;gap:12px;}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px;margin-left:auto;}
.hamburger span{display:block;width:22px;height:2px;background:var(--text);border-radius:2px;transition:.3s;}
.hamburger.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px);}
.hamburger.active span:nth-child(2){opacity:0;}
.hamburger.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px);}

/* ========== Hero ========== */
.hero{
  min-height:100vh;display:flex;align-items:center;position:relative;
  padding:120px 0 80px;overflow:hidden;
}
.hero-bg{position:absolute;inset:0;z-index:0;}
.hero-bg img{width:100%;height:100%;object-fit:cover;opacity:.5;}
.hero-bg::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(250,247,242,.55) 0%,rgba(250,247,242,.78) 55%,var(--bg) 100%);}
.hero-content{position:relative;z-index:1;max-width:680px;}
.hero-tag{
  display:inline-block;padding:6px 18px;border-radius:999px;
  background:rgba(184,145,42,.1);border:1px solid var(--border);
  font-size:12px;color:var(--gold-light);font-weight:600;letter-spacing:1px;
  margin-bottom:24px;
}
.hero h1{font-size:clamp(32px,6vw,56px);font-weight:900;line-height:1.15;margin-bottom:20px;letter-spacing:-1px;}
.hero-sub{font-size:16px;color:var(--muted);max-width:540px;line-height:1.8;margin-bottom:36px;}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px;}
.hero-points{display:grid;grid-template-columns:repeat(2,minmax(0,max-content));gap:14px 36px;}
.hero-points li{display:flex;align-items:center;gap:8px;color:var(--muted);font-size:13.5px;}
.hero-points svg{color:var(--gold);flex-shrink:0;}
.scroll-hint{
  position:absolute;bottom:30px;left:50%;transform:translateX(-50%);
  color:var(--muted);font-size:12px;letter-spacing:2px;
  animation:scrollBounce 2s ease-in-out infinite;
}
@keyframes scrollBounce{0%,100%{transform:translateX(-50%) translateY(0)}50%{transform:translateX(-50%) translateY(8px)}}

/* ========== 通用区块 ========== */
.section{padding:90px 0;}
.section-head{text-align:center;margin-bottom:56px;}
.section-head .kicker{display:block;font-size:11px;font-weight:700;letter-spacing:3px;color:var(--gold);margin-bottom:14px;text-transform:uppercase;}
.section-head h2{font-size:clamp(26px,4vw,40px);font-weight:900;margin-bottom:14px;letter-spacing:-.5px;}
.section-head p{color:var(--muted);font-size:15px;max-width:560px;margin:0 auto;line-height:1.8;}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease;}
.reveal.visible{opacity:1;transform:translateY(0);}

/* ========== 数据条 ========== */
.gold-text{color:var(--gold-light);}
.stats{padding:0 0 80px;}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;}
.stat{
  text-align:center;padding:32px 20px;
  border-right:1px solid var(--border-soft);
  position:relative;
}
.stat:first-child{border-left:1px solid var(--border-soft);}
.stat:last-child{border-right:none;}
.stat .num{font-size:40px;font-weight:900;margin-bottom:6px;letter-spacing:-1px;}
.stat .label{font-size:13px;color:var(--muted);font-weight:500;}

/* ========== 产品 ========== */
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.product-card{
  background:linear-gradient(160deg,var(--card) 0%,var(--card-2) 100%);
  border:1px solid var(--border-soft);
  border-radius:18px;padding:28px 24px;
  transition:all .35s;position:relative;overflow:hidden;
}
.product-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:2px;
  background:var(--gold-grad);opacity:0;transition:opacity .3s;
}
.product-card:hover{transform:translateY(-6px);border-color:var(--border);box-shadow:0 16px 48px rgba(120,95,40,.4);}
.product-card:hover::before{opacity:1;}
.product-icon{
  width:52px;height:52px;border-radius:14px;
  background:rgba(184,145,42,.1);border:1px solid var(--border);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold);margin-bottom:18px;
}
.product-card h3{font-size:17px;font-weight:700;margin-bottom:8px;}
.product-card .desc{font-size:13px;color:var(--muted);line-height:1.7;margin-bottom:16px;}
.product-meta{display:grid;gap:8px;}
.product-meta li{
  display:flex;justify-content:space-between;font-size:12.5px;
  padding:8px 12px;background:rgba(184,145,42,.05);
  border-radius:8px;color:var(--muted);
}
.product-meta li span:last-child{color:var(--text);font-weight:600;}

/* ========== 关于我们 ========== */
.about{background:linear-gradient(180deg,var(--bg) 0%,var(--bg-2) 100%);}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.about-img{position:relative;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);}
.about-img img{width:100%;height:280px;object-fit:cover;border-radius:20px;}
.about-badge{
  position:absolute;bottom:16px;left:16px;right:16px;
  background:rgba(255,253,249,.95);backdrop-filter:blur(12px);
  border:1px solid var(--border-soft);border-radius:12px;
  padding:12px 16px;
}
.about-badge .t{font-size:13px;font-weight:700;color:var(--gold-light);}
.about-badge .s{font-size:11px;color:var(--muted);margin-top:2px;}
.about-content .kicker{display:block;font-size:11px;font-weight:700;letter-spacing:3px;color:var(--gold);margin-bottom:14px;}
.about-content h2{font-size:clamp(24px,3.5vw,34px);font-weight:900;margin-bottom:18px;letter-spacing:-.5px;}
.about-content p{color:var(--muted);font-size:14px;line-height:1.9;margin-bottom:14px;}

/* ========== 申请流程 ========== */
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step;}
.step{
  text-align:center;padding:36px 20px;position:relative;
  background:linear-gradient(160deg,var(--card) 0%,var(--card-2) 100%);
  border:1px solid var(--border-soft);border-radius:var(--radius);
  transition:all .35s;
}
.step:hover{transform:translateY(-6px);border-color:var(--border);box-shadow:0 12px 36px rgba(120,95,40,.4);}
.step .no{
  counter-increment:step;
  width:48px;height:48px;margin:0 auto 18px;border-radius:50%;
  border:2px solid var(--border);display:flex;align-items:center;justify-content:center;
  font-size:18px;font-weight:800;color:var(--gold);
  background:rgba(184,145,42,.06);
}
.step .no::before{content:"0" counter(step);}
.step h3{font-size:16px;font-weight:700;margin-bottom:8px;}
.step p{color:var(--muted);font-size:13px;line-height:1.7;}
.step .time{
  display:inline-block;margin-top:14px;font-size:11px;color:var(--gold-light);
  border:1px solid var(--border);border-radius:999px;padding:3px 14px;
  letter-spacing:1px;
}

/* ========== 常见问题 ========== */
.faq-list{max-width:800px;margin:0 auto;display:grid;gap:12px;}
.faq-item{
  background:var(--card);border:1px solid var(--border-soft);border-radius:14px;
  overflow:hidden;transition:.3s;
}
.faq-item.open{border-color:var(--border);}
.faq-q{
  width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;
  padding:18px 22px;background:none;border:none;cursor:pointer;
  color:var(--text);font-size:15px;font-weight:600;text-align:left;
}
.faq-q .arrow{
  width:28px;height:28px;flex-shrink:0;border-radius:50%;
  border:1px solid var(--border);display:flex;align-items:center;justify-content:center;
  color:var(--gold);transition:.3s;
}
.faq-item.open .arrow{background:var(--gold-grad);color:#fff;transform:rotate(180deg);}
.faq-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s ease;}
.faq-item.open .faq-a{grid-template-rows:1fr;}
.faq-a-inner{overflow:hidden;}
.faq-a p{padding:0 22px 18px;color:var(--muted);font-size:14px;line-height:1.8;}

/* ========== 页脚 ========== */
footer{background:#fffdf9;border-top:1px solid var(--border-soft);padding:60px 0 0;}
.risk-tip{
  background:rgba(184,145,42,.04);border-top:1px solid var(--border-soft);
  padding:16px 0;
}
.risk-tip p{color:#8a7b4d;font-size:12px;text-align:center;line-height:1.9;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;padding:40px 0;}
.footer-grid h4{font-size:15px;margin-bottom:18px;position:relative;padding-bottom:10px;}
.footer-grid h4::after{content:"";position:absolute;left:0;bottom:0;width:24px;height:2px;background:var(--gold-grad);}
.footer-grid p,.footer-grid li{color:var(--muted);font-size:13.5px;}
.footer-grid ul li{margin-bottom:10px;transition:.25s;}
.footer-grid ul a:hover{color:var(--gold-light);}
.footer-about .logo{margin-bottom:14px;}
.footer-contact li{display:flex;gap:10px;margin-bottom:12px;align-items:flex-start;}
.footer-contact svg{color:var(--gold);flex-shrink:0;margin-top:3px;}
.footer-bottom{border-top:1px solid var(--border-soft);padding:20px 0;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;}
.footer-bottom p{color:#a89f8d;font-size:12px;}

/* ========== 响应式 ========== */
@media (max-width:1024px){
  .section{padding:70px 0;}
  .product-grid{grid-template-columns:repeat(2,1fr);}
  .process-grid{grid-template-columns:repeat(2,1fr);}
  .stats-grid{grid-template-columns:repeat(2,1fr);}
  .stat{border-left:1px solid var(--border-soft);}
  .stat:nth-child(odd){border-right:none;}
  .stat:nth-child(even){border-right:1px solid var(--border-soft);}
  .about-grid{gap:40px;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}

/* ==================== 悬浮客服按钮 ==================== */
.float-cs{
  position:fixed;right:14px;bottom:48px;z-index:92;
  width:52px;height:52px;border-radius:50%;
  background:var(--gold-grad);color:#fff;
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;
  box-shadow:0 6px 24px rgba(184,145,42,.45);
  transition:transform .25s;
}
.float-cs svg{width:20px;height:20px;}
.float-cs span{font-size:10px;font-weight:700;line-height:1;letter-spacing:.5px;}
.float-cs:hover{transform:scale(1.08);}
.float-cs::after{
  content:'';position:absolute;inset:-4px;border-radius:50%;
  border:2px solid rgba(184,145,42,.5);
  animation:csPulse 2s ease-out infinite;pointer-events:none;
}
@keyframes csPulse{0%{transform:scale(.9);opacity:1;}100%{transform:scale(1.35);opacity:0;}}

/* 客服弹窗 */
.cs-modal{max-width:320px;text-align:center;padding:36px 28px 28px;}
.cs-avatar{
  width:64px;height:64px;margin:4px auto 16px;border-radius:50%;
  background:var(--gold-grad);color:#fff;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 6px 24px rgba(184,145,42,.4);
}
.cs-avatar svg{width:30px;height:30px;}
.cs-modal h2{margin-bottom:6px;}
.cs-name{font-size:15px;font-weight:700;color:var(--text);margin-bottom:10px;}
.cs-label{font-size:12px;color:var(--muted);letter-spacing:2px;}
.cs-phone{font-size:24px;font-weight:900;margin:6px 0 4px;letter-spacing:1px;}
.cs-phone a{color:var(--gold-light);}
.cs-time{font-size:12.5px;color:var(--muted);margin-bottom:20px;}
.cs-modal .btn-gold{width:100%;padding:12px;font-size:15px;border-radius:12px;}

/* ==================== 移动端底部导航 ==================== */
.mob-nav{
  position:fixed;bottom:0;left:0;right:0;z-index:90;
  background:rgba(255,253,249,.96);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-top:1px solid var(--border-soft);
  display:none;align-items:center;justify-content:space-around;
  height:60px;padding-bottom:env(safe-area-inset-bottom);
  box-shadow:0 -4px 24px rgba(120,95,40,.4);
}
.mob-nav-item{
  display:flex;flex-direction:column;align-items:center;gap:3px;
  color:var(--muted);font-size:10px;transition:all .25s;
  padding:8px 16px;border-radius:14px;position:relative;
}
.mob-nav-item svg{width:22px;height:22px;stroke:currentColor;stroke-width:1.8;transition:all .25s;}
.mob-nav-item span{font-size:10px;font-weight:600;letter-spacing:.3px;}
.mob-nav-item:hover{color:var(--gold-light);}
.mob-nav-item.active{color:var(--gold);}
.mob-nav-item.active::before{
  content:'';position:absolute;top:-1px;left:50%;transform:translateX(-50%);
  width:24px;height:2px;background:var(--gold-grad);border-radius:0 0 2px 2px;
}

@media (max-width:640px){
  .mob-nav{display:flex;}
  body{padding-bottom:80px;}
  .float-cs{bottom:92px;right:12px;width:48px;height:48px;}
  .float-cs svg{width:18px;height:18px;}
  .section{padding:56px 0;}
  .section-head{margin-bottom:36px;}
  .section-head .kicker{font-size:10px;letter-spacing:2px;margin-bottom:10px;}
  .section-head h2{font-size:22px;margin-bottom:10px;}
  .section-head p{font-size:13px;line-height:1.7;}
  .nav-inner{padding:0 14px;gap:0;}
  .main-nav{display:none;}
  .main-nav.open{display:flex;transform:translateY(0);}
  .hamburger{display:flex;margin-left:0;padding:8px 0 8px 12px;}
  .nav-cta{display:none;}
  .logo{font-size:17px;gap:9px;}
  .logo-icon{width:36px;height:36px;font-size:19px;border-radius:10px;}
  .logo em{font-size:8px;letter-spacing:1.2px;}
  .nav-actions{display:flex;align-items:center;gap:8px;margin-left:auto;}
  .nav-login{padding:6px 14px;font-size:12px;}
  .nav-logout{padding:6px 12px;font-size:12px;}
  .user-menu{padding:4px 8px 4px 4px;}
  .user-menu .user-name{display:none;}
  .hero{padding:110px 0 60px;min-height:100vh;min-height:100svh;}
  .hero h1{font-size:28px;}
  .hero-sub{font-size:14px;margin-bottom:24px;}
  .hero-btns{flex-direction:column;gap:12px;}
  .hero-btns .btn{width:100%;justify-content:center;padding:15px 24px;font-size:16px;font-weight:700;border-radius:14px;}
  .hero-points{grid-template-columns:1fr 1fr;gap:10px 10px;}
  .hero-points li{font-size:12.5px;}
  .scroll-hint{display:none;}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:0;}
  .stat{padding:20px 12px;}
  .stat .num{font-size:28px;}
  .stat .label{font-size:11px;}
  .product-grid,.process-grid{grid-template-columns:1fr;}
  .product-card{padding:22px 18px;}
  .product-card h3{font-size:15px;}
  .about-grid{grid-template-columns:1fr;gap:24px;}
  .about-img img{height:200px;}
  .about-content h2{font-size:22px;}
  .footer-grid{grid-template-columns:1fr;gap:28px;}
  .footer-bottom{flex-direction:column;text-align:center;gap:10px;}
}

/* ==================== 导航栏用户区 ==================== */
.nav-actions{display:flex;align-items:center;gap:12px;margin-left:auto;}
.nav-login{padding:7px 18px;font-size:13px;font-weight:600;border-radius:999px;}
.nav-login:hover{transform:translateY(-2px);box-shadow:0 12px 36px rgba(184,145,42,.5);}
.nav-logout{font-size:13px;color:var(--muted);padding:8px 16px;border:1px solid var(--border-soft);border-radius:20px;transition:.2s;}
.nav-logout:hover{color:#d64545;border-color:rgba(201,79,79,.3);}

/* 用户菜单 */
.user-menu{display:flex;align-items:center;gap:8px;cursor:pointer;padding:6px 12px 6px 6px;border-radius:20px;background:rgba(184,145,42,.08);transition:.2s;position:relative;}
.user-menu:hover{background:rgba(184,145,42,.15);}
.user-avatar{width:30px;height:30px;border-radius:50%;background:var(--gold-grad);color:#fffdf9;font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center;}
.user-name{font-size:13px;color:var(--text);}
.user-dropdown{
  position:absolute;top:calc(100% + 10px);right:0;
  background:#fffdf9;border:1px solid var(--border);
  border-radius:12px;padding:6px 0;min-width:150px;
  box-shadow:0 12px 32px rgba(0,0,0,.6);z-index:100;
  display:none;
}
.user-dropdown.show{display:block;}
.user-dropdown a{display:block;padding:10px 16px;font-size:13.5px;color:var(--muted);transition:.2s;}
.user-dropdown a:hover{color:var(--gold-light);background:rgba(184,145,42,.05);}

/* 搜索 */
.search-input{
  width:100%;padding:12px 18px 12px 44px;
  background:rgba(184,145,42,.06);border:1px solid var(--border-soft);
  border-radius:12px;color:var(--text);font-size:14px;outline:none;
  transition:.2s;
}
.search-input:focus{border-color:var(--gold);background:rgba(184,145,42,.04);}
.search-input::placeholder{color:var(--muted);}
.search-wrap{position:relative;}
.search-icon{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none;}
.filter-bar{display:flex;gap:20px;margin-bottom:24px;flex-wrap:wrap;align-items:center;}
.tabs{display:flex;gap:6px;flex-wrap:wrap;}
.tabs a{
  padding:8px 18px;font-size:13px;font-weight:600;
  color:var(--muted);border-radius:20px;
  border:1px solid var(--border-soft);transition:.25s;
  white-space:nowrap;
}
.tabs a:hover{border-color:var(--border);color:var(--text);}
.tabs a.active{
  color:#fff;background:var(--gold-grad);border-color:transparent;
  box-shadow:0 2px 12px rgba(184,145,42,.35);
}
.search{display:flex;gap:10px;margin-left:auto;flex:1;max-width:320px;}
.btn-sm{background:var(--gold-grad);color:#fff;font-size:13px;padding:8px 18px;border-radius:10px;}
.btn-danger{background:rgba(201,79,79,.1);border:1px solid rgba(201,79,79,.25);color:#d64545;font-size:13px;padding:8px 18px;border-radius:10px;cursor:pointer;transition:.2s;}
.btn-danger:hover{background:rgba(201,79,79,.2);}
.card-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px;flex-wrap:wrap;gap:12px;}
.card-head h2{font-size:17px;font-weight:700;letter-spacing:.3px;}
.total-tag{font-size:12px;color:var(--muted);background:rgba(184,145,42,.08);border:1px solid var(--border);padding:4px 12px;border-radius:20px;}
.stat-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:28px;}
.stat-card{
  background:linear-gradient(160deg,var(--card) 0%,var(--card-2) 100%);
  border:1px solid var(--border-soft);border-radius:16px;
  padding:24px 20px;transition:.3s;
}
.stat-card:hover{transform:translateY(-4px);border-color:var(--border);box-shadow:0 8px 32px rgba(120,95,40,.4);}
.stat-card .stat-label{font-size:12px;color:var(--muted);margin-bottom:8px;font-weight:500;}
.stat-card .stat-num{font-size:32px;font-weight:800;color:var(--gold-light);letter-spacing:-1px;}
.stat-card:nth-child(2) .stat-num{color:#2f6fd0;}
.stat-card:nth-child(3) .stat-num{color:#b7791f;}
.stat-card:nth-child(4) .stat-num{color:#2f9e63;}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:16px;border:1px solid var(--border-soft);}
.table{width:100%;border-collapse:collapse;font-size:13.5px;background:var(--card);border-radius:16px;overflow:hidden;}
.table thead tr{background:rgba(184,145,42,.07);}
.table th{padding:12px 14px;font-weight:700;color:var(--gold);text-align:left;font-size:11.5px;letter-spacing:.5px;text-transform:uppercase;border-bottom:1px solid var(--border-soft);}
.table td{padding:12px 14px;color:var(--text);border-top:1px solid var(--border-soft);}
.table tbody tr:hover{background:rgba(184,145,42,.03);}
.table tbody tr{transition:background .2s;}
.badge{display:inline-block;padding:3px 10px;border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.5px;}
.badge.pending{background:rgba(201,106,27,.15);color:#c96a1b;}
.badge.contacting{background:rgba(47,111,208,.15);color:#2f6fd0;}
.badge.approved{background:rgba(47,158,99,.12);color:#2f9e63;}
.badge.rejected{background:rgba(192,57,43,.12);color:#d64545;}
.pagination{display:flex;justify-content:center;align-items:center;gap:8px;padding:24px 0;}
.pagination a,.pagination span{padding:8px 16px;border-radius:8px;font-size:13px;border:1px solid var(--border-soft);color:var(--muted);transition:.2s;}
.pagination a:hover{border-color:var(--gold);color:var(--gold-light);}
.pagination .current{background:var(--gold-grad);color:#fff;border-color:transparent;font-weight:700;}
.modal-mask{position:fixed;inset:0;z-index:200;background:rgba(0,0,0,.65);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;padding:20px;}
.modal{background:var(--card-2);border:1px solid var(--border);border-radius:20px;padding:32px;width:100%;max-width:460px;position:relative;box-shadow:0 24px 64px rgba(0,0,0,.6);}
.modal-close{position:absolute;top:16px;right:16px;background:none;border:none;color:var(--muted);font-size:22px;cursor:pointer;transition:.2s;}
.modal-close:hover{color:var(--text);}
.modal h2{font-size:18px;font-weight:700;margin-bottom:20px;color:var(--text);}
.form-group{margin-bottom:16px;}
.form-group label{display:block;font-size:13px;color:var(--muted);margin-bottom:7px;font-weight:500;}
.form-group input,.form-group select,.form-group textarea{
  width:100%;padding:12px 14px;
  background:rgba(184,145,42,.06);border:1px solid var(--border-soft);
  border-radius:12px;color:var(--text);font-size:14px;outline:none;
  transition:border-color .2s;font-family:inherit;
}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
.term-group{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;}
.btn-submit{width:100%;padding:14px;background:var(--gold-grad);color:#fff;border:none;border-radius:12px;font-size:16px;font-weight:700;cursor:pointer;transition:.25s;box-shadow:0 4px 20px rgba(184,145,42,.3);}
.btn-submit:hover{box-shadow:0 8px 28px rgba(184,145,42,.5);transform:translateY(-1px);}
.form-error{color:#d64545;font-size:12.5px;margin-top:10px;text-align:center;}
.form-success{background:rgba(47,158,99,.1);border:1px solid rgba(47,158,99,.3);border-radius:12px;padding:14px 16px;color:#2f9e63;font-size:14px;text-align:center;margin-bottom:16px;}